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Best Long Term Rates:

Editor's Top Picks

Discover^® Platinum Clear Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	10.99%	25 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: Get a cool, clear design with this great looking card. Sign up for a Discover® Platinum Clear Card today and enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months. Plus, earn 5% Cashback Bonus® on Get More Program purchases throughout the year and up to 1% Cashback Bonus® on all your other purchases*.

Citi^® Diamond Preferred^® Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	11.24%	20 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: $50 gift card - Redeem 5,000 bonus points after first purchase*. No annual fee and FREE rewards program

Bank of America^® Platinum Plus^® Visa^® Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 6 months	11.24%	20 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: This is a great card from one of the top banks in the country and it has one of the lowest long term rate out there.

Discover^® Platinum Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	10.99%	25 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: Sign up for a Discover® Platinum Card today and enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months. Plus, earn 5% Cashback Bonus® on Get More Program purchases throughout the year and up to 1% Cashback Bonus® on all your other purchases*.

Citi^® Platinum Select^® Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	11.24%	20 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: 0% for 12 months, 11.24% variable APR afterward. One full year interest-free! NO Balance Transfer fee, NO annual fee. A great card from a great company.

Blue from American Express^®
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 15 months	12.24%	20 days	Good Credit*	None
Best Card Value Rating: 9.5 out of 10	Editor's Opinion: 0% for a long months followed by a long term rate of only 12.24% pushes this card to the top of our list.

Discover^® Platinum Wildlife Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	10.99%	25 days	Good Credit*	None
Best Card Value Rating: 9 out of 10	Editor's Opinion: Sign up for a Discover® Platinum Wildlife Card today and enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months. Plus, earn 5% Cashback Bonus® on Get More Program purchases throughout the year and up to 1% Cashback Bonus® on all your other purchases*.

Blue Cash from American Express^®
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 6 months	13.24%	20 days	Good Credit*	None
Best Card Value Rating: 8.5 out of 10	Editor's Opinion: 0% for the first 6 months followed by a long term rate of only 13.24% pushes this card to the top of our list. Add up to 5% cash back and it goes all the way to the top.

Chase Platinum Credit Card
	Intro Rate	Interest rate	Grace Period	Credit Needed	Annual Fee
	0% for 12 months	14.24%	20 days	Good Credit*	None
Best Card Value Rating: 8.5 out of 10	Editor's Opinion: With a low intro rate and one of the best long term rates, the Chase Platinum Credit Card is the best cards on the market today.

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